Life Income Annuity I Am 55,small Fixed Income,is Insurance Annuity Good Investment?

I am 55,small fixed income,is insurance annuity good investment? - life income annuity

I am 55 years old, pensioners, small fixes in any income.Have to make money, no problem. I have $ 200 thousand for the rest of my life savings. I want a steady income with capital guarantee, with low risk. Pension and insurance ... would be a good measure?